SKU: 89234946524
money doesn't grow on trees idiom meaning

money doesn't grow on trees idiom meaning Money Doesn't Grow On Trees: Real Money Talk For Grades 9-12+ Notebook Journal

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Description

money doesn't grow on trees idiom meaning Money Doesn't Grow On Trees: Real Money Talk For Grades 9-12+ Notebook JournalFinally! A curriculum for teens and young adults that teaches the value of being financially responsible AND the financial skills needed when it's time to leave the nest. This is not your typical personal finance curriculum. If you don't want your teen to become a part of a growing population of young adults that are being dubbed "The Generation of Entitlement" then this curriculum is for you. As your student works through Real Money Talk for Grades 9

Finally! A curriculum for teens and young adults that teaches the value of being financially responsible AND the financial skills needed when it's time to leave the nest. This is not your typical personal finance curriculum. If you don't want your teen to become a part of a growing population of young adults that are being dubbed "The Generation of Entitlement" then this curriculum is for you.

As your student works through Real Money Talk for Grades 9-12, some of the topics he or she will learn are: how to save and why saving is important, the job process (job apps, resumes and more), banking (reconciling account, using check/debit cards, writing checks, online banking and more), budgeting (inflation, real life budgeting and more), bills (debt, credit report/score, identity theft, loans and more), credit cards, financing college, and even investing.

Learning to become responsible and to value paying your own way in this world are intertwined in the lessons of this notebook journal. your whole family could benefit from this curriculum, as it contains material that some adults don't even know about. Make learning about the topics of this notebook journal a family affair!


Download a free sample of this product here: VIEW SAMPLE FILE

***NOTE: THIS PRODUCT IS AVAILABLE IN EBOOK FORMAT ONLY! TO PURCHASE THIS PRODUCT IN A PHYSICAL FORMAT (CD or PRINT) PLEASE VISIT ONE OF OUR TRUSTED VENDORS:

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SKU: 89234946524

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4.6 ★★★★★
Based on 26 reviews
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E
Verified Purchase
Extremely good quality. Soft ... SIZE UP if you want a looser fit. It is not "form fitting, or snug, but no extra. I am 5'5 190# 60 years old. This ... an XL will go to my daughter. I will be getting another 1-2 sizes up. We'll worth it!
Omaha, US
★★★★★ 5
Excellent for boredom and learning
Color: Blue
Wonderful! Daughters very intelligent Australian shepherd loves this. She takes it out when he's bored, or has t been able to give as much one on one. Well made
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on May 26, 2026
T
Verified Purchase
The Puppy Avengers
Alexandria, US
★★★★★ 5
best enrichment activities and a mental outlet
Color: Blue
I use this puzzle toy regularly with my two dogs, and it’s been a great way to provide mental stimulation while slowing down treat time. The sliding compartments are easy for dogs to understand but still challenging enough to keep them engaged. They quickly learned to use their noses and paws to uncover the hidden treats. It works well as both a slow feeder and a boredom buster, especially on days when outdoor activity is limited. The toy feels sturdy and stays in place during use, even when both dogs are actively working through it. I like that it encourages problem-solving without being overly frustrating. This is best for dogs who enjoy enrichment activities and need a mental outlet. For very strong chewers, supervision is still important, but as an interactive feeder and skill-building toy, it’s been a useful addition to our routine.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on January 15, 2026
S
Verified Purchase
schöner Junge
Draper, US
★★★★★ 5
Basic, easy, fun toy that is easy to clean
Color: Blue
I have a 2 year old male Lab and I've bought him just about every puzzle toy on the market. He really does enjoy playing with these sorts of toys. I'd put this toy in the "easy" category. The way I gauge the difficulty of these toys is by whether or not he can find all the treats before he gets bored and walks away. Understand that being a Lab, he likes his food. There's not much the boy won't eat! So he'll worry with these toys for quite a while. He can empty this toy rather quickly, seems to have a great time doing it but does not get frustrated or bored with it. When you are looking at puzzle toys, one thing to consider is the ease with which you can clean them. Yes, you do need to clean them at lease occasionally. I clean them every time he plays with one. Again, Lab. He's got a huge tongue and big wet nose. By the time he's finished, the entire toy is covered in puppy slobber. Some of these toys are absolute nightmares to clean. This one is NOT. You can put it in the sink under running water and clean it up fairly quickly (a minute or two). I give it a gentle shake and set it aside to air dry, going back once to move the pieces so that all the compartments dry. Alternatively, you could use a cloth or paper towel to dry it. I definitely recommend this toy.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on August 6, 2025
C
Verified Purchase
Camila
Omaha, US
★★★★★ 4
came out great and works well, my puppies just too smart and gets all the food within 1 minute lol
Color: Blue
came out great and works well, my puppies just too smart and gets all the food within 1 minute lol. if you have a smart dog it wont keep them busy for long!
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Reviewed in the United States on May 14, 2026
R
Verified Purchase
Robyn Simmons
Massapequa, US
★★★★★ 5
Fantastic Mental Stimulation for My Dog!
Color: Higher Level-Navy A
I am absolutely loving the Dog Puzzle Toy! It’s such a great way to keep my dog mentally engaged and entertained. The concept is simple—just put treats into the puzzle slots—and it provides hours of fun as my dog works to figure out how to get to the treats. It’s amazing to see how much focus and problem-solving skills he’s using! The toy is sturdy, and the slots are easy to fill. I love that it’s adjustable, so I can make it a bit more challenging as my dog gets better at it. It’s also made from durable, pet-safe material, which gives me peace of mind knowing it’s not only fun but also safe. My dog seems to really enjoy it, and I can tell that it’s helping with his mental stimulation. It’s a great alternative to traditional chew toys, and I’ve noticed a positive difference in his behavior and energy level. Pros: Great mental stimulation for dogs Easy to use—just add treats Adjustable difficulty level Durable and pet-safe material Keeps dogs entertained for longer periods Cons: None so far! This toy is perfect for keeping my dog entertained while giving his brain a workout. I highly recommend it for anyone looking to challenge their pet in a fun and rewarding way!
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Reviewed in the United States on February 11, 2025

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